Request a Quote

Commercial Property and General Liability Insurance

All businesses need insurance. From small businesses to big corporations, businesses face financial risks on a daily basis.  The Business Owners policy combines several types of coverage into one convenient policy. This policy may include: Property, General Liability, Crime, Business Income, and Extra Expense. 

Workers Compensation

Workers Compensation is provided by employers to cover medical costs associated with an employee that is injured while on the job.  In Illinois, workers compensation is mandatory for all employers.  Business owners and co-owners may be exempt from coverage in Illinois. 

Personal Lines Insurance

Homeowners insurance is one of the most important aspects in protecting a family’s financial security.  Most home insurance policies are based on the market value- repairs or replacements are made using comparable modern materials and methods. 

Automobile insurance is required by most states.  In Illinois the minimum amount of insurance required is:

$20,000 – Injury or death of one person in an accident

$40,000 – Injury or death of more than one person in an accident

$15,000 – Damage to property of another person

Uninsured/underinsured coverage may be available in which case an insurance carrier pays for damages done by the other driver in an accident who does not have any insurance or is underinsured to cover losses.  More information can be found: http://www.cyberdriveillinois.com/departments/vehicles/mandatory_insurance.html

Click here to request a quote for personal lines