Charter schools are strictly supervised and held to a higher standard of accountability than public schools. They require special expertise to address their risk management concerns.

Lambent understands
the needs of charter schools.

Charter schools face many of the same types of risks and exposures as traditional public schools, including liability coverage for parent-teacher groups, medical and benefits coverage, teacher screening, 403B plans and premises security. There is one main difference: Because charter schools are privately held, they face even greater risks of closure if they fall victim to a major event such as natural disaster, building or equipment failures, or lawsuits related to the injury or death of a student or faculty member.

At Lambent, we understand the unique challenges and exposure to potential losses faced by charter school operators and can provide a level of risk management expertise most insurance brokers can’t claim. Charter schools traditionally serve a unique student population, with higher percentages of low-income, at-risk and disabled children, intensifying the need for special needs facilities and extra security measures. They also often operate under tighter budgets, so affordability may be of heightened concern. We streamline coverage to provide the best pricing available in the market.