Privacy Policies
Website
Last updated: 08/20/2025
Lambent Risk Management Services, Inc., (“Lambent”) operates http://www.lambent-rms Site.
This page informs you of our policies regarding the collection, use and disclosure of
Personal Information we receive from users of the Site.
We may periodically use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.
Information Collection and Use
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name, address, telephone or cellular telephone number and email address.
Log Data
Like many site operators, we collect information that your browser sends whenever you visit our Site.
This Log Data may include information such as your computer's Internet Protocol ("IP") address,
browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.
In addition, we may use third party services such as Google Analytics that collect, monitor and
analyze this website activity.
The Log Data section is for businesses that use analytics or tracking services in websites or
apps, like Google Analytics. For the full disclosure section, create your own Privacy Policy.
Communications
We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that pertains only to our business and the various products and services we provide.
The Communications section is for businesses that may contact users via email (email
newsletters) or other methods. For the full disclosure section, create your own Privacy Policy.
Cookies
Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.
Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.
Security
The security of your Personal Information is important to us, but remember that no method of
transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Changes To This Privacy Policy
This Privacy Policy is effective as of February 3, 2025 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.
We reserve the right to update or change our Privacy Policy at any time, and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.
If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.
📱 SMS Communication Policy
Purpose:
This policy governs the use of text messaging (SMS) communications by [Your Agency Name] to ensure transparency, privacy, and compliance with applicable regulations.
1. Consent Requirement
We only send SMS messages to individuals who have:
Provided explicit consent via opt-in through a form, phone call, or written agreement, or
An established business relationship where consent is implied (as allowed by law).
You may opt-in by:
Checking a box on a form
Replying "YES" to an opt-in text
Providing verbal or written permission
2. Types of Messages Sent
Messages may include:
Appointment confirmations or reminders
Policy updates or renewal alerts
Important service announcements
Occasional promotional or informational content
We will not send unsolicited promotional messages.
3. Frequency
Message frequency may vary, but we strive to keep communications relevant and not excessive. Typical frequency: 1–4 messages per month.
4. Opt-Out Policy
You may opt out of receiving SMS messages at any time by replying:
“STOP” to unsubscribe
“HELP” for assistance
Opt-out requests are honored immediately, and no further messages will be sent unless re-consent is given.
5. Data Charges
Standard message and data rates may apply depending on your mobile carrier and plan.
6. Privacy
We do not sell or share your mobile number with third parties. Your information is used solely for communication purposes as outlined in this policy and is protected by our general Privacy Policy, which can be found at: [Insert Privacy Policy URL]
7. Contact
SMS Terms & Conditions
By opting in to receive SMS messages from [Your Agency Name], you agree to the following Terms & Conditions:
1. Program Description
By subscribing to our SMS service, you agree to receive text messages from [Your Agency Name] related to your account, services, insurance policies, appointments, or promotional offers. Message frequency varies.
2. Consent
You must provide express consent to receive SMS messages from [Your Agency Name]. Consent is not required as a condition of purchasing any products or services.
Opt-in methods may include:
Checking a box on a web form
Verbal or written authorization
Texting a keyword to a designated number
Providing your phone number for communications
3. Opt-Out
You can cancel the SMS service at any time. To stop receiving messages, reply STOP to any message. After doing so, you will receive a final message confirming your opt-out. No further messages will be sent unless you re-subscribe.
4. Help
If you experience issues with the messaging program, reply HELP for more assistance or contact us directly at [Your Phone Number] or [Your Email Address].
5. Message & Data Rates
Message and data rates may apply depending on your mobile phone plan and carrier. Check with your wireless provider for details.
6. Carriers
Carriers are not liable for delayed or undelivered messages. Our SMS service works with most major U.S. wireless carriers but delivery may vary based on network conditions.
7. Privacy
We respect your privacy. We do not sell, rent, or share your mobile number or personal information with third parties without your consent, except as required by law. View our full Privacy Policy at: [Insert Privacy Policy URL]
8. Eligibility
You must be 18 years or older to opt in to our SMS messaging program.
9. Changes to Terms
Lambent Risk Management may revise these terms at any time. Updates will be posted at www.lambent-rms.com. Continued participation in the SMS program constitutes acceptance of any changes.
For questions about this policy or your communication preferences, please contact us at:
Contact Us
If you have any questions about this Privacy Policy, please contact us.
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