Construction Site Theft: A Growing Summer Risk

With summer construction season in full swing, theft from job sites is surging across the Midwest—and Chicagoland is no exception. From catalytic converters and copper wiring to tools and heavy machinery, criminals are targeting construction sites for quick, high-value scores.

These thefts don’t just cause direct losses—they lead to project delays, safety hazards, and strained relationships with clients.

Why Theft Is Rising

Several factors are driving increased construction site theft:
- High resale value of materials like copper and catalytic converters
- Shortages of certain tools and equipment due to supply chain issues
- Sites left unattended overnight or on weekends
- Easy resale opportunities through online marketplaces and scrap dealers

Common Targets

The most stolen items from construction sites include:
- Catalytic converters from trucks and equipment
- Copper wiring and piping
- Power tools
- Small and mid-sized machinery
- Fuel stored on-site

Real Impact on Your Projects

A single stolen piece of equipment can delay an entire job, cost thousands in replacement, and force unexpected overtime or penalties. Insurance claims can also lead to higher premiums or nonrenewal if theft becomes a pattern.

Are You Covered?

Standard property policies often don’t cover tools and materials in transit or stored on a job site. Coverage typically comes through:
- Inland Marine policies, which can protect tools, materials, and equipment while moving between locations or stored offsite
- Builders Risk policies, which cover certain materials and property during construction but may exclude theft without specific endorsements

Prevent Theft Before It Happens

✅ Secure fencing, locks, and lighting around job sites
✅ Remove tools and smaller equipment overnight
✅ Install GPS trackers on high-value machinery
✅ Keep detailed inventory lists with photos and serial numbers
✅ Talk to your insurance agent about adjusting coverage limits and endorsements

Let’s Review Your Construction Coverage

We can help you evaluate your current Builders Risk and Inland Marine policies, recommend security measures, and tailor your coverage to protect your team, your equipment, and your bottom line.

👉 Contact us for a construction site risk assessment today.